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Yacht Insurance Florida

Yacht Insurance Florida

Yacht Insurance Florida

May 26, 2015 Posted by Steve Cunningham Yacht Insurance

When you call Legacy Underwriters to discuss Yacht Insurance for your vessel, we will ask you a series of questions designed to help us identify the right coverage for your vessel. In addition to the age and value of your yacht, we will ask about how you use your yacht and what waters you will navigate.

This allows us to give you a yacht insurance quote from our many insurance providers that will provide you with the most coverage for the least amount of money.

Legacy Underwriters, Inc offers Yacht Insurance policies that provide coverage for:

  • Physical damage caused by a collision with a submerged object
  • Damage caused by a collision with another vessel
  • Liability for bodily injury or damage to the property of others
  • Damage to personal property on the yacht
  • Gas delivery, towing and assistance if your yacht is stranded
  • Theft of Yacht
  • Flooding
  • Accidental Damage


Protect Your Investment

Don’t risk having inferior Yacht Insurance coverage by choosing the wrong policy. Our Yacht Insurance providers have a variety of levels of coverage depending many factors, including the size, age, and how you plan to use your yacht.

We will guide you through this process to make sure you get the right coverage and noting is left unprotected.

  • Personalized Yacht Insurance
  • Yacht Hull Insurance
  • Personal Property Insurance
  • Liability Insurance
  • Protection In Case of Accident or Injury


In addition to protecting the value of your yacht, we also offer coverage to protect you in case of accident or injury. From bodily injury to property damage, we have yacht insurance policies to provide coverage for medical expenses and loss of personal effects.

What Constitutes a Yacht

We all know that yachts are large, but how large? Yachts are classified as vessels 27 feet or more in length. Insuring a vessel of this size takes many factors to determine a rate. Deductible amounts can also vary depending on how the yacht will be used and stored.

Because yachts typically incur more risk due to their size and navigation, the liability feature of yacht insurance provides a spectrum of coverage designed to shield you in all types of maritime law. Your coverage is much broader than with a typical watercraft liability policy, and offers protection beyond the owner to the captain and crew.

Get a Free Yacht Insurance Quote

Contact one of our Yacht Insurance representatives to get a free rate quote.

Tags: legacy underwritersyacht insuranceyacht insurance companiesyacht insurance companyyacht insurance floridayacht insurance quote
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About Steve Cunningham

Steve Cunningham grew up in the Northeast area of St. Petersburg. He graduated from Florida State University (FSU) with a degree in Insurance and Risk Management. After spending five years with the marine department at Chubb & Son, Steve established Tampa Bay Underwriters, Inc., a full service marine insurance agency, in 1983. He has created multiple marine programs with his underwriting partners and has successfully grown not only size, but also in reputation. Steve brings over 38 Years of experience in Marine-Related Insurance to Legacy Underwriters as a founding member.

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  • I have been working with Theresa Prios-Jewell for all of my marine insurance needs for over 7 years.  Her knowledge in this area is exceptional.  She has been an incredible resource with both coverage’s and markets.   Most recently she provided us with a quote so competitive it saved our insured over $8,000 in premium and provided our client with increased limits.    In turn, our client gave us the opportunity to quote and write their other lines of coverage.

    Jennifer Wells
    Puffer Insurance Agency
  • I have worked with Theresa for over 15 years and have always been very satisfied with the service I have received..  Theresa and her staff are very efficient, knowledgeable, and go they extra mile to find a solution

    Laura Bowerman
    CCFN Insurance
  • I’ve known Steve Cunningham since 1983 where we met during an Insurance Convention.  For over 30 years Steve has been helping my Clients with their Sabre & Back Cove Yachts Insurance Needs.  His Customer Service & Professional demeanor is 2nd to none.

    Mark Reder
    Yacht Registry

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