King Tide Advisors
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Your #1 Choice for Marine Insurance

Who we are

Legacy Underwriters, Inc. in St. Petersburg is your trusted source for all Marine Insurance needs.

Legacy Underwriters, Inc. in St. Petersburg, Florida, provides an extensive array of insurance coverage tailored for marine contractors, marinas, boat dealerships, yachts, mega-yachts, charter boats, commercial vessels, and beyond. More than just an insurance brokerage, Legacy Underwriters, Inc. stands out as a niche insurance specialist. We take pride in our exceptional team dedicated to excellent service in the marine insurance industry.

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Our Services

All Your Marine Insurance Needs in One Place.

View All Insurance →

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PERSONAL YACHT INSURANCE

Protect your prized vessel with our comprehensive Personal Yacht Insurance.

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boat dealers & boat builders insurance

Ensure the smooth operation of your business with our Boat Dealers & Boat Builders Insurance.

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MARINAS & BOAT STORAGE FACILITY INSURANCE

From docks to dry racks, we offer comprehensive Marina & Boat Storage Facilities Insurance.

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MARINE CONTRACTORS INSURANCE

Whether you’re working on wharfs, bridges, or marinas, our Marine Contractors Insurance provides the specialized protection your business needs for large-scale projects in Florida and the Gulf Coast States.

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BAREBOAT & CAPTAIN CHARTER INSURANCE

Our Bareboat & Captain Charter Insurance solutions are designed for vessels used in charter operations, ensuring complete coverage tailored to your business needs.

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MARINE ARTISANS INSURANCE

Specialized coverage for marine artisans who provide essential services to boat owners and marinas.

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GOLF CART INSURANCE

Whether you’re cruising around the neighborhood or taking a leisurely drive on a golf course, our Golf Cart Insurance has you covered.

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COLLECTOR VEHICLE INSURANCE

From classic cars to vintage racecars, our Collector Vehicle Insurance offers specialized protection for your rare and valuable automobiles.

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APPLY NOW for your marine insurance coverage needs.

Apply Today
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PERSONAL YACHT INSURANCE

Protect your prized vessel with our comprehensive Personal Yacht Insurance. We partner with A-Rated admitted carriers and surplus lines markets to offer a variety of coverage options designed to fit your unique needs. Whether you’re sailing through serene waters or navigating challenging conditions, we ensure that your yacht receives the best possible protection.

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BOAT DEALERS & BOAT BUILDERS INSURANCE

Ensure the smooth operation of your business with our Boat Dealers & Boat Builders Insurance. Whether you’re a small dealership just starting out or a well-established business with multiple locations, we have the coverage solutions to meet your specific needs.

A black and white drawing of a boat on a white background.

MARINAS & BOAT STORAGE FACILITIES INSURANCE

From docks to dry racks, we offer comprehensive Marina & Boat Storage Facilities Insurance. Protect your property, inventory, and customers with coverage designed for the unique risks faced by marinas and boat storage facilities.

A black and white icon of a presentation board with arrows pointing in different directions.

MARINE CONTRACTORS INSURANCE

Whether you’re working on wharfs, bridges, or marinas, our Marine Contractors Insurance provides the specialized protection your business needs for large-scale projects in Florida and the Gulf Coast States.

A black and white drawing of a captain 's hat with an anchor on it.

BAREBOAT & CAPTAIN CHARTER INSURANCE

Our Bareboat & Captain Charter Insurance solutions are designed for vessels used in charter operations, ensuring complete coverage tailored to your business needs.

A black and white drawing of a fork on a white background.

MARINE ARTISANS INSURANCE

Specialized coverage for marine artisans who provide essential services to boat owners and marinas. Whether you’re painting, repairing, or outfitting vessels, we have the right insurance for your business.

A black and white drawing of a golf cart on a white background.

GOLF CART INSURANCE

Whether you’re cruising around the neighborhood or taking a leisurely drive on a golf course, our Golf Cart Insurance has you covered. We provide liability and protection for street-legal golf carts and low-speed vehicles.

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COLLECTOR VEHICLE INSURANCE

From classic cars to vintage racecars, our Collector Vehicle Insurance offers specialized protection for your rare and valuable automobiles. With our partnership with American Modern Insurance Company, you can rest assured that your collectible car is in safe hands.

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APPLY NOW for your marine insurance coverage needs.

Apply Today

Why Legacy Underwriters?

Local Office

Legacy Underwriters, Inc. in St. Petersburg, Florida, has a local office dedicated to helping secure your Marine Insurance Policy.

TOP CARRIERS

Legacy Underwriters utilizes top A Rated Admitted Carriers including American Modern, Markel, Travelers, & More.

Lifetime Support

With over 30 years of collective Marine Insurance experience, you can rely on Legacy Underwriters, Inc. in St. Petersburg.

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