King Tide Advisors

Bareboat and Captain Charter Insurance

Legacy Underwriters offers specialized insurance for bareboat and captain-chartered vessels, covering both commercial passenger liability and hull damage. Whether you’re working with captained vessels or offering bareboat rentals, we ensure comprehensive protection, including everything from wind and flooding coverage to liability for bodily injury. With our flexible fleet policies and optional coverage for in-water activities, your clients can confidently offer charters with peace of mind. Let us help you provide the right policy for your charter fleet, so you can focus on what matters most—delivering exceptional experiences on the water.

Bareboat and Captain Charter Insurance

Legacy Underwriters offers specialized insurance for bareboat and captain-chartered vessels, covering both commercial passenger liability and hull damage. Whether you’re working with captained vessels or offering bareboat rentals, we ensure comprehensive protection, including everything from wind and flooding coverage to liability for bodily injury. With our flexible fleet policies and optional coverage for in-water activities, your clients can confidently offer charters with peace of mind. Let us help you provide the right policy for your charter fleet, so you can focus on what matters most—delivering exceptional experiences on the water.

Bareboat and Captain Charter Insurance

Custom Coverage for Every Journey

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The more you know….

 

Captained Charters

Vessels used to offer recreational charters to passengers where the vessel is captained. This also extends to vessels offered for charter with a list of owner recommended captains. Captains must be approved by carrier prior to navigation.


Bareboat Charters

Vessels offered for rental where the vessel is provided without any crew or recommended captains. The renter is responsible for either operating the vessel or providing their own independent crew.

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We Offer

We offer the following coverages (and more!)

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HULL COVERAGE FOR ALL PERILS OF THE SEA, INCLUDING BUT NOT LIMITED TO: COLLISION WITH A SUBMERGED OBJECT, COLLISION WITH ANOTHER VESSEL, THEFT, WIND, FLOODING, FIRE, LIGHTNING.

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Coverage for Bareboat and/or Captain Charter

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Commercial Passenger Liability

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Liability for Paid Crew

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Coverage with Wind or X-Wind

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Liability for bodily injury or damage to others

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Gas delivery, towing and assistance if the vessel is stranded

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Marina as Additional Insured

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In-water Activities – such as swimming & snorkeling

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Liability only policies

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Fleet policies – 5+ vessels

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