King Tide Advisors

Personal Yacht Insurance

At Legacy Underwriters, we recognize that a yacht is more than just a vessel—it’s a reflection of you or your client’s lifestyle. Whether cruising along the coast or exploring open waters, our A-Rated carriers offer flexible yacht insurance that covers everything from hull damage to liability for bodily injury. We collaborate with you to assess each yacht’s size, value, and usage to ensure comprehensive protection. With values up to $5 million and flexible payment plans, we provide peace of mind at every turn. Let us help you guide your clients to the coverage that suits them best.

Personal Yacht Insurance

At Legacy Underwriters, we recognize that a yacht is more than just a vessel—it’s a reflection of you or your client’s lifestyle. Whether cruising along the coast or exploring open waters, our A-Rated carriers offer flexible yacht insurance that covers everything from hull damage to liability for bodily injury. We collaborate with you to assess each yacht’s size, value, and usage to ensure comprehensive protection. With values up to $5 million and flexible payment plans, we provide peace of mind at every turn. Let us help you guide your clients to the coverage that suits them best.


personal yacht insurance

Custom Coverage for Every Journey


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Our A-Rated Admitted Carriers & Surplus Lines Markets have a variety of levels of coverage depending on many factors, including the size, age, and usage. We will guide you through this process to make sure your client has the proper coverage.


  • Personal Yachts 27′ in Length or Greater
  • Values up to $5 Million
  • Broad Navigation Limits
  • Payment plans
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We Offer

We offer hull coverage for all perils of the sea, including but not limited to:

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collision with a submerged object, collision with another vessel, theft, wind, flooding, fire, lightning.


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Liability for bodily injury or damage to others.


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Gas delivery, towing and assistance if the vessel is stranded.


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Marina as Additional Insured.


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Coverage with Wind or X-Wind.

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