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Yacht Insurance Florida

When you call Legacy Underwriters  to discuss Yacht Insurance for your vessel, we will ask you a series of questions designed to help us identify the right coverage for your vessel. In addition to the age and value of your yacht, we will ask about how you use your yacht and what waters you will navigate.

This allows us to give you a yacht insurance quote from our many insurance providers that will provide you with the most coverage for the least amount of money.

Legacy Underwriters, Inc offers Yacht Insurance policies that provide coverage for:

  • Physical damage caused by a collision with a submerged object
  • Damage caused by a collision with another vessel
  • Liability for bodily injury or damage to the property of others
  • Damage to personal property on the yacht
  • Gas delivery, towing and assistance if your yacht is stranded
  • Theft of Yacht
  • Flooding
  • Accidental Damage


Protect Your Investment

Don’t risk having inferior Yacht Insurance coverage by choosing the wrong policy. Our Yacht Insurance providers have a variety of levels of coverage depending many factors, including the size, age, and how you plan to use your yacht.

We will guide you through this process to make sure you get the right coverage and noting is left unprotected.

  • Personalized Yacht Insurance
  • Yacht Hull Insurance
  • Personal Property Insurance
  • Liability Insurance
  • Protection In Case of Accident or Injury


In addition to protecting the value of your yacht, we also offer coverage to protect you in case of accident or injury. From bodily injury to property damage, we have yacht insurance policies to provide coverage for medical expenses and loss of personal effects.

What Constitutes a Yacht

We all know that yachts are large, but how large? Yachts are classified as vessels 27 feet or more in length. Insuring a vessel of this size takes many factors to determine a rate. Deductible amounts can also vary depending on how the yacht will be used and stored.

Because yachts typically incur more risk due to their size and navigation, the liability feature of yacht insurance provides a spectrum of coverage designed to shield you in all types of maritime law. Your coverage is much broader than with a typical watercraft liability policy, and offers protection beyond the owner to the captain and crew.

Get a Free Yacht Insurance Quote

Contact one of our Yacht Insurance  representatives to get a free rate quote.

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